1st Place! Best Binary Broker 2020!
Best Choice for Beginners — Free Education + Free Demo Acc!
Sign-up and Get Big Bonus:
2nd place! Good choice!
Binary Options Mobile Trading
What is so appealing to an increasing interest of binary options trading?
One of the key answers can be found in plenty of trading features and services. In this article, we will cover binary options mobile trading topic and introduce it to readers in South Africa.
Reasons for Popularity of Binary Options Mobile Industry
Binary industry is rapidly increasing one thanks to its many advantages and benefits it offers to traders in South Africa.
Binary options trading is accessible to all people who are interested in online investment and not only for financial experts with many years of experience in trading. Unlike trading on forex market where for success, a high level of financial knowledge should be applied, in binary options is different story.
For the past 8 years, there are more than 300 brokers in the binary industry and those who are reliable offer safe trading platform with numerous trading features and instruments that contribute to greater success. But the initial step in binary options trading is to select a trustworthy broker and avoid scam.
The best way to do that is to read broker reviews and get an objective overview of their platform and overall traders’ satisfaction. It would be preferably if traders would have their first binary trading experience positive by avoiding scam. Usually, scam brokers don’t pay their customers and they promise always 100% earnings.
Also, important note is that when you look at the site, terms and conditions should be clearly stated for everyone to read it. It bonus trading terms and especially deposit and withdrawal process aren’t described on broker’s site, most likely we are not talking about trusted broker.
Best Trading Features for South African Traders
For binary options trading process to be successfully executed, traders have to choose among trade options with preferred expiry times and other trading tools that can assist them achieve high payouts. We distinguish traders who prefer higher risk level or those who don’t.
Usually, riskier traders chooses short term trade options and shorter expiration time, such as 60 seconds or 2 minutes. Those who invest in long term options, place trades on longer period of time, end of day, week, month and up to 150 days. The most popular trade options are 60 Seconds, High/Low, One Touch and Touch Options.
These options are offered by many reliable binary brokers that are listed on our site. Traders can also choose preferred underlying asset. There are four asset categories: stocks, commodities, currencies and indices.
1st Place! Best Binary Broker 2020!
Best Choice for Beginners — Free Education + Free Demo Acc!
Sign-up and Get Big Bonus:
2nd place! Good choice!
Traders in South Africa can use technical and fundamental analysis in order to be more precise when selecting direction of asset price. Binary options trading enable traders to earn money even if they aren’t professional traders. This is why binary industry is popular on South African market.
Combined with a wide range of strategies, traders often use available trading features and services from chosen binary broker. One of these features is mobile trading .
How to Use Binary Options Mobile South Africa?
Binary options mobile South Africa trading has created a whole new field in binary options industry.
More and more brokers offer this feature to traders located in South Africa. Mobile app serves as an extent to regular trading with underlying assets, such as wih 24option.
Due to development in technology, mobile trading is available to use and seen as useful and popular tool in binary industry. This feature is intended for those traders who want access to trading platform when they are on the go.
With mobile app, they are not obligated to trade binary options only in front of computer, but now traders are able to place trades on smartphones and tablets also.
Brokers like Banc de Binary, 24option, StockPair, CherryTrade, Finpari and many more, offer possibility to use mobile trading. Mobile app is compatible with both iOS and Android systems. On mobile trading platform, traders can easily continue to trade binary options without any difficulties. It is easy to use and all tabs and field are clearly visible.
It is important to mention that on mobile trading platform, traders can enjoy in all features and trading instruments as on regular platform. This means, a variety of assets, trade options and many more feature are available for use. Traders can also check latest market news and updates to be be able to predict more easily price movement of an asset.
Having binary options mobile South Africa available for traders, is a great indicator of continuously progress in providing new features and services in binary options industry. Such a possibility simplifies a lot trader’s way of trading binary options.
There is no fee charged for using mobile app and instead, it brings traders more benefits than usual. We strongly believe that services, such as mobile trading, contributes to a greater success and achieving high payouts in binary options trading.
African Traders Guide
Binary options trading in South Africa has become an increasingly popular market in recent years as more and more investors seek to open online trading accounts. As awareness of this particular method experiences growth, so does the number of international brokers offering their services.
Binary trading is unregulated, and as such local South African companies are prohibited from offering their services to SA traders. However, through our extensive knowledge of the binary options industry and the rules and regulations that apply to trading we can still show you, great brokers, to trade with.
Our team of experts have searched the internet for the best brokers, and we bring you only those with international licenses that are legally allowed to offer their services to South Africans. Our knowledge of all the legal requirements means we can ensure that your trading career is a safe and profitable one.
In this article, you will learn:
The brokers best suited to your needs What local payment methods are accepted Taxes and fees that apply to ZA residents
Traders in South Africa
Like we found in Indonesia about the law on binary options, trading in South Africa is perfectly legal. There is nothing that prohibits an individual from trading online. The industry is however unregulated which means that there is no protection offered to those who choose to trade here. It also prevents good South African companies from brokering. So how do you select a company and what should you be looking for in features?
Licensing And Regulation
As there are no regulated South African brokers, you are going to need to find an offshore broker. CySEC, FCA or MiFID license many European brokers. Australia also has good brokers, look for an ASIC license. There are many to choose from, and it’s just a case of picking the right one for you.
Deals And Incentives
If you are new to trading, then you should probably look for a broker that offers a no deposit bonus. No deposit bonuses allow you to try before you buy. You should also take advantage of matched deposit bonuses, and trading contests so look out for them.
Mobile Trading Tools
Most people prefer to trade on the go therefore it is important to check out what mobile offering the broker has. Do they offer a mobile app that is suitable for the device you are using and is it available for both iOS and Android? If you are keen to trade on the go then this is critical.
Free Demo Account
A demo account is vital for many reasons. Firstly, it allows you to get familiar with the platform that you are going to be using. In addition to this, if you are using a reloadable demo, you can use it to try new assets and trade types.
The only way to legally invest and trade in binary options, in South Africa, is to use an off-shore broker. Finding one that has all the above benefits plus anything else that is important to you as an individual is difficult. That is where we come in. We display to you, only the best, most reputable brokers to ensure that your experience is a good one.
Broker Fees And Tax
When looking at the tax requirements surrounding binary trading, South Africa is much like any other country. If you are an individual, then you will no doubt be paying Personal Income Tax. You could be paying anything from 18% for income below R160,000 up to 40% for anything over R617,000. Local tax applies to profits made on any income, and this includes binary options trading.
If trading is a second income, you will need to declare your income and ensure that you pay the correct tax on this amount. Remember to deduct any losses and work out your net profit so that you don’t pay too much tax.
Now while binary options brokers aren’t responsible for informing the South Africa tax department that you have made an income from trading, they will have a record of your transactions within your account. Make sure that you have access to this information as you will need it when calculating your total profit for a certain period. We recommend keeping a monthly record of deposits and withdrawals and recording all profits and loss.
While African taxes are the main cost that you will incur there may also be other fees to consider. These fees include:
Currency conversion fees for converting to and from the currency you will be trading in Deposit fees usually associated with certain types of transactions. Your account provider can charge these fees Transaction fees from your credit card or e-wallet provider Withdrawal fees from the broker for making each withdrawal
If you are making lots of deposits and withdrawals, the money will soon mount up. Consider making fewer, more substantial deposits and withdrawals to try and cut down on the number of fees charged.
South African Licencing
Now while there are no legal issues that restrict South African citizens from trading, there is, unfortunately, a lack of brokers local to the country. It is not a regulated industry; therefore there are no legal or licensed South African binary options brokers.
There are however plenty of good brokers offshore that have the relevant licenses and regulations. The ones to watch out for are those that are licensed by CySEC or other European recognised licenses. Genuine brokers are more likely to be licenced in Europe, so look out for the brokers that display this licencing.
Do not use a broker that doesn’t have a license. There is a reason that they don’t have one, they either can’t get one, or they aren’t a serious broker doing things the right way. Why would you invest money with them if they haven’t gone to the trouble of getting licensed?
Also, make sure that any licenses are genuine. We have gone to the trouble of doing this with all of the companies that we review and recommend so you will be pleased to know that we only recommend genuine, trustworthy brokers that have a good reputation and history.
Our knowledge of all the legal requirements means we can ensure that your trading career is safe.
How we Recommend Brokers
There isn’t a choice of trading with a local broker for South African traders so if you wish to trade it is going to have to be with an offshore broker. Now, this may seem daunting and perhaps a little risky, but there are genuine SA brokers that offer an excellent service with proper incentives. Our job is to make your experience a more beneficial one by reviewing and rating South African brokers across the market.
Like all of our broker ratings and our best binary options reviews, we take into account every aspect of trading and what each broker has to offer. Firstly we look at their licensing and eligibility to trade. We only bring you brokers that have the correct licensing and operate within regulations and legislation. We want your trading experience to be profitable and without issue. We also examine the logistics of each broker.
Some of the critical areas include how easy it is to open an account, how easy it is to navigate the trading platform and whether the mobile website and app are user-friendly. We also examine what benefits each broker has to offer. Do they provide good bonuses, a good payout and what other rewards are available? For VIP / Premium traders we look at the higher end accounts and what they have to offer and how they compare to other offerings available.
We review brokers all over the world, and when it comes down to it, South Africa steps up pretty good. Our reviews focus on the options market are based on our extensive knowledge and experience of it. Our team of experts have many years of trading experience between them and know what matters. Our commitment is to only bring you the best South African binary options brokers on offer.
Frequently Asked Questions
Is binary trading in South Africa legal and safe?
South Africa has tax laws and regulations, and it is crucial to abide by these rules and regulations to avoid hefty fines. Earnings from binary options trading need to be declared.
Do I need to pay fees and taxes on my profits?
South Africa has tax laws and regulations and it is important to abide by these rules and regulations to avoid large fines. Earnings from binary options trading need to be declared.
Can I test brokers before trading with real money?
Brokers will offer lots of incentives to stay competitive. These usually include a demo account to allow new traders to trade on the platform without depositing any of their funds.
Is it easy to make deposits and withdrawals?
Making deposits and withdrawals is easy. Just open an account and make your deposit. Withdrawals can take up to 3-5 days; some brokers offer a much quicker turnaround for those higher stakes traders.
Can I trade using my mobile or tablet device?
Yes, to stay competitive all brokers must have either a responsive, easy to use mobile version of their website or an app available for either Android and iOS.
Robert has consulted for our website for five years and is a well-established member of the team. While he is passionate about the site, most of Robert’s time is focused on his current position as CEO of a professional coaching company.
Binary Options Trading in South Africa
As Africa’s second largest economy, South Africa is one of the most important markets for binary options trading in the region. With a developed infrastructure, an established middle class, and a currency that affords both stability and global competitiveness, the nation is seen by many as the gateway to the continent’s largely untapped investment markets.
South Africa is a powerful and prosperous economy. Second only to Nigeria in terms of African Gross Domestic Product (GDP), South Africa has cultivated an affluent middle class. The growth of personal wealth has led to an increased appetite among private individuals to invest their money in products that provide greater returns than a cash savings account. Understandably, interest in binary trading has grown considerably in recent years.
Because South Africa is one of the continent’s leading economies, it is seen as an appealing marketplace from which entrepreneurs can launch their enterprises across the whole of Africa. For binary options brokers, this has meant tailoring a service that will most readily accommodate South African clients. Today, nearly every international broker is able to provide facilities for South African clients to execute trades with, and – while international firms, rahter than domestic brokers, dominate the market – binary options trading in South Africa is a growing industry.
The Best Performing Brokers in South Africa
It is expected that every broker should be fully licensed, and conduct its business in an open and honest fashion: that is the barest minimum. But to achieve a recommended status, a broker has to demonstrate additional value in their own services over their rivals’. Our top brokers are selected for their strengths in key areas: the responsiveness of their customer service, the usability and features of their online trading platforms, and the potential earnings on investments that are available to clients.
Every brokerage is constantly improving their own services for existing clients, and increasing their value offering for new investors. Due to this constant evolution, it is likely that some of the specific details in our reports will change over time. Al features and services are described accurately at the time of publishing, however.
BD Swiss review
Recommended Broker: Option Fair
As part of the TechFinancials group, Option Fair legitimised its claim to being among the most innovative trading platforms when it became the first publicly-traded binary options broker on the London Stock Exchange, in 2020.
Using Tech Financials’ own proprietary binary options trading platform, and regulated by CySec, Option Fair provides secure, high performance facilities that suit the needs of advanced and novice investors alike.
The company landing page heavily promotes its 100% return on successful investments. However, with a $2.50 fee levied against all trades – even those which result in a zero return on investment – the actual figure is somewhat lower, in real terms.
The fixed-value fee encourages clients to execute fewer trades, at higher values – thereby minimising the impact of the charges over time. To accommodate this strategy, trading limits on Option Fair are relatively broad: while the minimum initial stake is $10, a maximum single investment of $15,000 permits investors to reap healthy returns which more than justify the initial fees paid to access the market.
Recommended Broker: BD Swiss
With binary options contracts available to purchase in more than 250 underlying assets, and all major foreign exchange (FX) currency pairs, BD Swiss is one of the most versatile trading platforms for South African investors to choose.
The site uses the SpotOption trading interface, which will already be familiar to many veteran traders. BD Swiss also provides support for a number of mobile trading apps, for investment on the move – and in the preferred environment of the individual trader.
We found the site very easy to navigate, and account creation was fast and intuitive. With a minimal amount of personal information required, plus a below-average initial deposit requirement of $100, we were able to execute our first trade within a matter of minutes.
Contracts are relatively flexible, with the account holder free to define multiple parameters and trade types. The initial stake can be set as low as $10, or as high as $1,500, and the maximum yield from any individual contract is 85% of the investment. These generous limits allow traders of all experience levels to use BD Swiss to match their own trading strategies: from minimising early losses, to maximising returns on expert investments.
Recommended Broker: 24 Option
One of the larger enterprises available to South African traders, 24 Option has been operating online since 2020. While primarily focused on the European market from its headquarters in Cyprus, the international arm of the company is domiciled in Belize and receives oversight from the International Financial Services Commission (IFSC) of Belize. It is via the Belize branch that South African investors will execute their own trades.
24 Options allows account holders to invest their money in binary options and CFDs, as well as foreign exchange trading in most of the primary currency pairs.
Binary options contracts can be bought for a minimum stake of $24, with a generous upper limit of $100,000. Combined with the top bonus per trade of 89%, the earning potential on an individual contract is substantial. However, with limited stop-loss and call option facilities on trades, 24 Option remains a less forgiving trading environment for new investors.
24 Option permits a range of trading conditions, and speculation on more than 100 underlying assets. As such, contracts are flexible, but do not provide the greatest versatility in today’s market.
For an initial minimum deposit of $250, account holders can access a free demonstration account and begin trading on the new Scipio trading platform within minutes, without risking any of their starting balance until they have gained confident with the system. The site also hosts free educational webinars on trading strategies on a semi-regular basis.
How To Invest in Binary Options in South Africa
As the name suggests, binary options trades are investments for which there are only two potential outcomes. Usually, these are trades made against the value of an underlying commodity. In this instance, the two possible outcomes may be that commodity either rises in value, or falls, over the course of an allotted time. Equally, the investor may speculate that the final value will fall within a certain price spread, or will touch a specified price point at least once within the duration of the contract.
In each of these examples, the trader’s speculation either occurs, or it does not. Should the terms of the contract be met within the allotted time, the trader will receive a return on their investment. If the terms are not met, the trader is likely to forfeit some, or all, of the initial stake. The conditions and rate of return are stipulated when the contract is formed, making binary options trading a very open and transparent method of speculating on financial markets.
Many brokers will offer advanced trading features that allow increased freedoms for the investor. These may include flexible contract durations, the ability to terminate contracts early within favourable conditions for a reduced profit, or the option to recoup losses should market conditions become unfavourable. Every brokerage will provide its clients with a different range of trading conditions, and it is these options which will form the basis of many investors’ final choice of broker for their own investments.
The binary options industry of South Africa currently resides in a state of complex legal limbo. While by no means illegal, there are few statutes which actively govern the industry. This is perhaps partly due to the relative youth of the industry – these forms of sophisticated, online investments were not technologically viable even twenty years ago. Yet at the same time it would not be unfair to say that South African financial authorities have been slow to react to the growing significance of the binary options industry.
As such, binary options contracts receive no form of regulation by either the Financial Services Board of South Africa (FSB), nor the Financial Advisory and Intermediary Services Agency (FAIS). As a consequence, it is currently not possible for a brokerage to obtain licensing or accreditation from South African regulators, simply because no such regulation exists.
However, it would be incorrect to assume that the present situation makes binary options trading an illegal activity in the region. In fact the opposite is true, and all citizens of South Africa over the age of 18 years have the legal right to invest in binary options contracts online. The lack of government regulation of the industry simply means that it is not possible for a trader to hold an account with a broker domiciled in South Africa, at present.
The legal rights and responsibilities of binary options traders in South Africa are therefore the same as every other investor: clients must comply with the terms and conditions of the brokerage with which they hold an account, as well as with the local laws of their own nation in matters concerning the movement of cash when depositing funds or withdrawing earnings.
Withdrawing and Depositing Funds
Residents of South Africa who choose to trade in binary options are unlikely to face many obstacles when attempting to add funds to a trading account, or withdraw their earnings. Today’s consumer has expectations of easy payment methods for all goods purchased online, and this has allowed digital transaction services to evolve. Virtually every online broker will accept payments made via major credit cards and bank transfers, as well as from a number of established e-Cash solutions.
South Africa has, in particular, benefited from certain regional factors in relation to E-cash. With a relatively low percentage of African citizens having access to a private bank account, the E-cash industry has performed particularly well throughout the continent – especially within less developed economies. As such, South African investors already enjoy access to any number of payment systems which may be used to fund a binary options trading account.
Every broker will employ a different policy for their money transactions. It is not uncommon for brokers to stipulate a minimum deposit to be made before an account holder can execute their first trade, for example. The amount required to meet this minimum is set by the brokerage however, and may vary significantly from just $10 to several hundred US dollars.
It is also a common policy for brokers to only permit withdrawals of earnings via the same payment method as was used to make the initial deposit. This is seen as the most efficient means of tackling money laundering activities. Account holders must consider both the terms and conditions of their trading account, as well as the specific laws of their country of residency before trading or transferring money in any form.
At present, binary options traders who reside in South Africa are most likely to employ the services of an overseas broker when executing trades. While some traders will see this as a disadvantage, they are unlikely to experience any difficulties using an international service in terms of legality or security.
The lack of a domestic binary trading industry does produce some obstacles for South African investors. Despite the relative strength of the local currency, our investigation was unable to identify any brokerage which offered both a top quality, internationally competitive service, and the facility to deposit currency in the form of Rand (ZAR). Because of this, virutally every payment method will leave South African investors exposed to both a currency conversion fee, and the compound expenses associated with fluctuations in the value of the Rand on the forex market.
Although this situation is hardly ideal, it is a relatively minor concern – and one unlikely to deter any but the most timid of investors in the region. Equally, the first broker that is eventually able to facilitate deposits in South African Rand is likely to win a favourable stake in the continent’s burgeoning binary trading market. For this reason, it seems likely that a domestic brokerage may emerge sooner rather than later.
Binary Trading in South Africa: at a glance
- A wealth of competing brokers lets traders select the right trading platform for them
- Fund investments through any of the most popular bank, card, and digital payment services
- Investors’ accounts and activities overseen and protected by local financial law
- One of the fastest, most accessible methods of trading on the internet
- Potential for experienced investors to realise significant earnings on their investments.
24Option – Best Broker for binary options in South Africa
Apps and Mobile Trading
Mobile trading is increasingly popular and binary options apps are quickly becoming the preferred access point for active investors. Brokers have taken notice and regardless of which mobile OS you prefer – Android or iPhone – brokers are developing top quality mobile trading applications that rival others in the financial space.
Smart brokers have long since realised that when traders log on to their accounts, then more likely than not, it’s via mobile. If you’re among the many people who trade using their smartphone or tablet, it’s worth looking for a platform that’s designed for precisely that – which means focusing your attention on the best mobile trading apps out there. So what should you be looking for in a dedicated mobile binary trading tool?
The Best Apps for Binary Trading
Do I Need an App?
It all depends on how you prefer to trade. If your activity is confined to your desktop, then clearly, a mobile app isn’t going to be a priority. If, though, you intend to do most of your trading on the go then ideally you want to be with a broker who can offer a user experience (“UX”) that reflects this. How this UX is delivered is really a matter for an individual brokerage company and its tech guys. And yes, it’s certainly possible for a broker to require you to access its platform via your standard mobile web browser (i.e. without an app). It’s just that the experience you’ll get from this type of setup could be less than ideal. In the worst cases, you could in fact, find that you are accessing little more than a ‘squashed’ version of what you’d be looking at on your laptop, causing your whole experience of using the platform to be needlessly slow, awkward and confusing. So increasingly, the way brokers get around this is by offering its mobile users a dedicated app. From your point of view, this couldn’t be easier; with the very best binary apps, you download a handy little widget and you get instant access to your chosen platform and your account via an icon on your device menu. The whole experience – from accessing trading data through to making transactions should be simple, safe, and “mobile friendly”.
In lots of areas of everyday life, many of us are used to heading straight to the Apple Store or Google Play Store to find the mobile tools we’re looking for. After all, these are the gatekeepers of the iOS and Android worlds, and if a piece of software has earned a decent star-rating on the store, it can be a useful trust indicator. But of course, when it comes to binaries, you’re not just choosing a simple widget to use; you’re deciding on which platform to commit your trading activity to. So really, “How good is this mobile app?” is a secondary issue (albeit an important one). Before you commit any time and money to it, there’s a crucial question to ask before this: “Is this the right trading platform for me?”. To answer this, it’s important to see how the platform measures up according to the benchmarks that really matter:
- Asset lists
- Trade types
- Speed and ease of use
In these key areas, it’s vital to be able to assess trading platforms on their own merits and in the context of what else is available in the marketplace. As part of this process, it’s certainly worth looking closely at what sort of mobile trading experience the company offers. But don’t make this the be all and end all of your decision on whether to go with a particular broker.
Comparing Binary Trading Apps
The best binary options apps allow you to access all (or virtually all) of the functions you’d get on your desktop but in a way that’s tailored to the capabilities of your mobile device. Most will have versions specifically written for android, iOS and Windows – exploiting the benefits of each platform. With this in mind, here are some of the specific features worth looking for in a great trading app…
All brokers will tell you that their platforms are designed to be “user friendly” – but it’s hard to tell how well these claims stack up from screenshots alone. A binary trading app with a demo account can be a great way of putting it to the test. At the very least, you ought to be able to access this without providing any bank card details (and ideally, without your email address or other personal info). IQ option provides this functionality with its mobile app.
A Practice App
A decent demo account app also performs another useful role; it doubles as a practice app – essentially allowing you to get to grips with it and execute some dummy trades while on the go.
Free Training Resources
Another useful way for newcomers to familiarise themselves with what’s involved; simply use your phone to access videos and other resources whenever you get a free moment.
Instant Account Access and Usability
You ought to be able to shift seamlessly from desktop to mobile and keep track of your trading activity in its entirety. Making sense of asset graph patterns should be an intuitive process, and you ought to be able to carry out tasks such as entering a position and executing a repeat trade just as easily on mobile as elsewhere. Account management (deposits and withdrawals etc) are sometimes overlooked on the weaker apps. The best applications will offer full account management.
Instant Alerts and News
This is the area where mobile really comes into its own – and is perhaps one of the key reasons why trading is moving away from desktops. The top binary options apps tend to feature news and data alerts functions, so you are instantly informed of changes to market conditions. You can then access your account instantly and tweak your trades accordingly. As an example, Banc De Binary features live graphs and updates from Reuters. So which individual platforms provide the best mobile experience? Take a look at our independent reviews to hone in on the best broker apps for you.
Feel the thrill of the Binary Options Mobile Experience
Trading with binary options has become so popular that many advanced traders prefer Binary Options to ordinary Forex trading. On the other hand, new entrants to trading like binary options due to their simplicity. With the additional bonuses available, intuitive platforms and quick trading times available – the binary options trading experience remains the easiest and fastest way to earn some extra money for your family or business budget. There is something else that can make this even better and more convenient – the alternative of binary options mobile redirection. Have you tried to trade with binaries via a mobile device? If you haven’t and don’t know how it works yet, feel free to review our ultimate guide for binary options mobile activity, as well as our specially tailored package of best binary trading app tips.
|Broker||Early Expire||Average Return||Min Deposit||Min Trade||Rating||More|
|✔||95%||$ 250||$ 1||★★★★★|
|×||95%||$ 250||$ 1||★★★★★|
|×||85%||$ 250||$ 1||★★★★|
|Broker||Early Expire||Average Return||Min Deposit||Min Trade||Rating||More|
|✔||95%||$ 250||$ 1||★★★★★|
|×||95%||$ 250||$ 1||★★★★★|
|×||85%||$ 250||$ 1||★★★★|